End User License Agreement

1. Definitions

• "Agreement" means this End User License Agreement.
• "Service" means the ReceiptStream web application, PWA, APIs, and related software accessible at app.receiptstream.ai.
• "ReceiptStream," "we," "us," "our" means ReceiptStream, Inc., the provider of the Service.
• "You" or "User" means the individual or entity accessing or using the Service.
• "Tenant" means the business organization you represent when registering for the Service.
• "User Data" means all data, files, images, and information you upload, submit, or create through the Service, including receipt images and QuickBooks connection credentials.
• "QuickBooks" means the accounting software product owned and operated by Intuit Inc.

2. License Grant

Subject to your compliance with this Agreement and timely payment of any applicable fees, ReceiptStream grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your internal business purposes — specifically, to capture, process, and synchronize business expense receipts with your QuickBooks account.

This license does not include the right to sublicense, resell, or provide the Service to third parties as a service bureau or on a time-sharing basis.

3. Restrictions

You agree not to, and will not permit others to:

• Copy, modify, translate, adapt, or create derivative works of the Service or any part thereof
• Reverse engineer, decompile, disassemble, or attempt to derive the source code of the Service
• Sublicense, sell, resell, transfer, assign, or commercially exploit the Service
• Use the Service to process, store, or transmit infringing, obscene, threatening, libelous, or otherwise unlawful material
• Use the Service to transmit malware, viruses, or other malicious code
• Attempt to gain unauthorized access to the Service, its related systems, or networks
• Use automated scripts, bots, or scrapers to access the Service in a manner that exceeds normal use or circumvents rate limits
• Remove, alter, or obscure any proprietary notices, labels, or marks on the Service
• Use the Service in violation of any applicable law or regulation, including tax laws, financial reporting laws, or data protection laws
• Upload receipt images containing personal data of individuals other than your authorized employees without their consent

4. Ownership & Intellectual Property

The Service, including all software, interfaces, designs, text, graphics, and documentation, is and remains the exclusive property of ReceiptStream and its licensors. This Agreement does not transfer any ownership rights to you.

ReceiptStream's name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of ReceiptStream, Inc. You may not use such marks without prior written permission.

Any feedback, suggestions, or ideas you provide regarding the Service may be used by ReceiptStream without obligation or compensation to you.

5. Your Data

You retain full ownership of all User Data you submit to the Service. ReceiptStream does not claim any intellectual property rights over your receipt images, financial data, or QuickBooks information.

By using the Service, you grant ReceiptStream a limited, non-exclusive, worldwide license to process, store, and transmit your User Data solely as necessary to provide the Service. This license terminates when you delete the data or close your account.

You represent and warrant that:

• You own or have the necessary rights to all User Data you submit
• Your User Data does not violate the intellectual property rights, privacy rights, or other legal rights of any third party
• You are authorized to connect the QuickBooks accounts you link to the Service

ReceiptStream's use of your data is governed by our Privacy Policy, which is incorporated into this Agreement by reference.

6. Third-Party Services

The Service integrates with third-party services including:

• Intuit QuickBooks Online: You are responsible for compliance with Intuit's Terms of Service and the accuracy of expense data synced to your QuickBooks account. ReceiptStream is not affiliated with or endorsed by Intuit Inc.
• Google Cloud Vision: Receipt images are processed by Google Cloud Vision API. Your use of this feature is subject to Google's Terms of Service.
• Google Cloud Platform: The Service is hosted on Google Cloud Platform infrastructure.

ReceiptStream is not responsible for the availability, accuracy, or terms of these third-party services. Changes to third-party APIs may affect Service functionality, and we will make commercially reasonable efforts to address such changes.

7. Account Registration & Security

To use the Service, you must create an account with a valid email address and password. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your password and account credentials
• Notify ReceiptStream immediately at support@receiptstream.ai of any unauthorized use of your account
• Accept responsibility for all activity that occurs under your account

ReceiptStream reserves the right to suspend or terminate accounts that are used in violation of this Agreement.

Each Tenant account may have multiple Users with roles of owner, admin, or member. The account owner is responsible for ensuring that all users within their Tenant comply with this Agreement.

8. Fees & Payment

ReceiptStream may offer free and paid subscription tiers. The specific features available at each tier, pricing, and billing terms will be published on our website or communicated to you at time of purchase.

• Paid subscriptions are billed in advance on a monthly or annual basis.
• All fees are non-refundable unless otherwise stated or required by applicable law.
• We reserve the right to change our pricing with at least 30 days' notice. Continued use after the effective date of a price change constitutes acceptance.
• Failure to pay applicable fees may result in suspension or termination of your account.

9. Term & Termination

This Agreement commences when you first access the Service and continues until terminated.

Termination by You

You may terminate this Agreement at any time by closing your account through the Service dashboard or by contacting support@receiptstream.ai. Upon termination, your license to use the Service ceases immediately.

Termination by ReceiptStream

ReceiptStream may suspend or terminate your account and this Agreement immediately, without notice, if you:

• Violate any provision of this Agreement
• Fail to pay applicable fees after notice
• Engage in fraudulent, abusive, or illegal activity
• Are subject to insolvency proceedings

Effect of Termination

Upon termination, your right to access the Service terminates. ReceiptStream will delete your User Data within 30 days of account closure unless retention is required by law. QuickBooks OAuth tokens are deleted immediately upon account closure.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

RECEIPTSTREAM DOES NOT WARRANT THAT:

• THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE
• OCR DATA EXTRACTION WILL BE 100% ACCURATE OR COMPLETE
• THE SERVICE WILL MEET YOUR SPECIFIC ACCOUNTING, TAX, OR BUSINESS REQUIREMENTS
• ANY ERRORS IN THE SERVICE WILL BE CORRECTED

YOU ARE SOLELY RESPONSIBLE FOR VERIFYING THE ACCURACY OF ALL EXPENSE DATA SYNCED TO QUICKBOOKS. RECEIPTSTREAM DOES NOT PROVIDE ACCOUNTING, TAX, OR FINANCIAL ADVICE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL RECEIPTSTREAM, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR:

• ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• LOSS OF PROFITS, REVENUE, DATA, BUSINESS, OR GOODWILL
• DAMAGES ARISING FROM INACCURATE OCR EXTRACTION OR INCORRECT QUICKBOOKS ENTRIES
• UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA
• ANY MATTER BEYOND OUR REASONABLE CONTROL

IN ANY CASE, RECEIPTSTREAM'S TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATED TO THIS AGREEMENT WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS PAID BY YOU TO RECEIPTSTREAM IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED DOLLARS (US$100).

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations may not apply to you.

12. Indemnification

You agree to indemnify, defend, and hold harmless ReceiptStream and its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with:

• Your use of the Service in violation of this Agreement
• Your User Data, including any claim that your User Data infringes the rights of a third party
• Your violation of any applicable law or regulation
• Your misuse of any QuickBooks account or violation of Intuit's Terms of Service

13. Governing Law & Disputes

This Agreement is governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.

Any dispute, claim, or controversy arising out of or relating to this Agreement or the Service that cannot be resolved informally shall be submitted to binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall take place in Miami, Florida. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's intellectual property rights.

Class Action Waiver: You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

14. Changes to This Agreement

ReceiptStream reserves the right to modify this Agreement at any time. We will provide at least 14 days' notice of material changes by:

• Posting the updated Agreement on this page with a new effective date
• Sending an email notification to your registered email address
• Displaying a notice within the Service

Your continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Agreement. If you do not agree to the changes, you must stop using the Service and close your account before the effective date.

15. General Provisions

• Entire Agreement: This Agreement, together with the Privacy Policy, constitutes the entire agreement between you and ReceiptStream regarding the Service and supersedes all prior agreements.
• Severability: If any provision of this Agreement is found to be unenforceable, the remaining provisions will continue in full force and effect.
• Waiver: Failure to enforce any provision of this Agreement shall not constitute a waiver of our right to enforce it in the future.
• Assignment: You may not assign or transfer this Agreement or any rights hereunder without ReceiptStream's prior written consent. ReceiptStream may assign this Agreement in connection with a merger, acquisition, or sale of assets.
• No Agency: Nothing in this Agreement creates a partnership, joint venture, agency, franchise, or employment relationship between the parties.
• Force Majeure: ReceiptStream will not be liable for any failure or delay in performance due to causes beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, or internet outages.

16. Contact

For questions about this Agreement:

• Email: legal@receiptstream.ai
• Privacy-related: privacy@receiptstream.ai
• Website: receiptstream.ai